First Mortgages
If you have been putting off refinancing your home because the interest rate was not low enough or the fees are too high, now is your time. Check out AppleTree Credit Union's unique first mortgage program and pay your home loan off in two to seven years.
Balloon loan programs are also available so you can amortize your loan for 10 - 30 years, to keep the payments affordable. Two to seven year terms are available with no prepayment penalties. Call 414.546.7800 for more info!
To begin the application process, we will need:
2) a copy of your first mortgage statement (and second mortgage, if applicable) showing your outstanding balance
3) a copy of your last property tax bill
4) a copy of your homeowner's policy showing your coverage
5) a copy of your and your spouse's last paystub or W-2 form
New and Used Auto and Truck Loans
Finance with us and save! We finance up to 100% of your new or used auto or truck. Get pre-qualified before you shop for more purchasing power. Or, refinance a loan you currently have at another financial institution. Our rates are very competitive... check with us next time you need an auto or truck loan! Apply now and get prequalified for your new car!
Home Equity Loans
Use your home's equity to redesign your kitchen, to buy a car, to pay off other bills, college tuition or whatever you have in mind...the possibilities are endless!
You have two options, and we'd be happy to help you decide which one works best for YOUR needs.
Second Mortgage: With our second mortgage, you can choose payments up to 15 years with the rate fixed for 7 years. Check out current rates.
Home Equity Line-of-Credit: The line-of-credit is open for ten years and during that time you can make withdrawals of $100 or more up to the available balance. Plus, there's no annual fee. Payments are 1 1/2% of the unpaid balance. For example, a $10,000 balance would have payments of $150 per month.
Plus, talk to your tax advisor - the interest may be tax deductible. Then come to AppleTree Credit Union for a second mortgage or home equity loan!
To begin the application process, we will need:
2) a copy of your first mortgage statement showing your outstanding balance
3) a copy of your last property tax bill
4) a copy of your homeowner's policy showing your coverage
5) a copy of your and your spouse's last paystub or W-2 form
How to calculate your home's equity:
* Find your fair market value on your property tax bill.
* Multiply it by 80%
* Subtract your first mortgage loan balance
And that's your equity!
Personal Loans
Consolidate your credit cards, medical bills.........or anything you want with a Personal Loan with AppleTree Credit Union.
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