Regular Savings
NEW - FlexCards are now available on savings accounts.  With your FlexCard in hand, you don't need to stop at the Credit Union to access your Savings account.  When you use your FlexCard, you'll enjoy the convenience of credit without the bill!  Use it anywhere VISA is accepted and the money will come directly out of your savings account.  You can also access your account from an ATM using your PIN number.  Earn dividends on a balance of $500 or more.

ChoiceChecking
The checking account for you! Our checking account features no minimum balance, no per-check fee, dividends on a low daily balance of $2000 or more, 6 FREE ATM transactions, unlimited check writing, online account access, 24-hour telephone access with TellerExpress, unlimited ATM access at AppleTree Credit Union's machine, no-fee ATM transactions throughout the state, exceptional savings and loan rates and much more! There is a $7 monthly service charge for a checking account. To avoid this fee you can: use your FlexCard 8 times a month as a VISA/credit transaction (this doesn't include PIN transactions) OR maintain total loans of $5000 or more OR maintain total deposits of $5000 or more.

FlexCard
The convenience of credit without the inconvenience of big bills. Use your AppleTree Credit Union FlexCard any place VISA is accepted. You can also use your FlexCard at any ATM to get cash, to inquire on your balance or to make a deposit. There is no annual or issuance fee for your FlexCard, plus you can use it as many times as you want when you sign for your purchases just like credit.

Money Market Fund
Use AppleTree Credit Union's money market fund for higher returns on your deposits and easy access. The minimum deposit to open this account is only $2,000. Then you can make withdrawals of $300 or more, and deposits for any amount, anytime you want. You can also receive handy checks for easy withdrawals.

Certificates
Make your money work for you! Deposit $5,000 or more into one of our certificates and earn a competitive dividend rate. We offer certificates from 6 months to 5 years. Plus your certificate will renew automatically for added convenience! Choose the term that's right for your goals. We also have youth certificates with a lower minimum deposit.


IRAs
We offer a variety of IRA plans to fit your needs including the Roth and Education IRA. Best of all, the dividends are tax-deferred.