Regular Savings
NEW - FlexCards are now available on savings accounts.  With your FlexCard in hand, you don't need to stop at the Credit Union to access your Savings account.  When you use your FlexCard, you'll enjoy the convenience of credit without the bill!  Use it anywhere VISA is accepted and the money will come directly out of your savings account.  You can also access your account from an ATM using your PIN number.  Earn dividends on a balance of $500 or more.

ChoiceChecking
The checking account for you! Our checking account features no minimum balance, no per-check fee, dividends on a low daily balance of $2000 or more, 6 FREE ATM transactions, unlimited check writing, online account access with PCExpress, 24-hour telephone access with TellerExpress, unlimited ATM access at AppleTree Credit Union's machine, no-fee ATM transactions at select locations, CUSwirl, throughout the state, exceptional savings and loan rates and much more! There is a $7 monthly service charge for a checking account. To avoid this fee you can: use your FlexCard 8 or more times a month as a VISA/credit transaction (this doesn't include PIN transactions) OR maintain total loans of $5000 or more OR maintain total deposits of $5000 or more.

FlexCard
The convenience of credit without the inconvenience of big bills. Use your AppleTree Credit Union FlexCard any place VISA is accepted. You can also use your FlexCard at any ATM to get cash, to inquire on your balance or to make a deposit. There is no annual or issuance fee for your FlexCard, plus you can use it as many times as you want when you sign for your purchases.  So when asked "Credit or Debit?, say "Credit" to avoid service charges. 

If your FlexCard is lost and the credit union is closed, please call 1-800-236-2442 immediately.

Money Market Fund
Use AppleTree Credit Union's money market fund for higher returns on your deposits and easy access. The minimum deposit to open this account is only $2,000. Then you can make withdrawals of $300 or more, and deposits for any amount, anytime you want. You can also purchase handy checks for easy withdrawals. 

Certificates
Make your money work for you! Deposit $5,000 or more into one of our certificates and earn a competitive dividend rate. We offer certificates from 6 months to 5 years. Plus your certificate will renew automatically for added convenience! Choose the term that's right for your goals. We also have youth certificates with a lower minimum deposit.

Savers Choice
You can have the flexibility you want!  Save for a vacation, Christmas shopping or tax escrow.  Choose when you want to access your money using our special savings account.  Make up to 4 withdrawals per year, anytime free of charge!

FunMoneyClub/Youth Account
There's an account for everyone in the family!  The Fun Money Club is designed for members 11 and under who want to learn more about money.  Fun Money Club members get a special account that earns dividends with a low minimum balance and more!

For members 12 - 17 years old, there is a Youth Account.  An account can be opened with only $5 and earn dividends after $25.

IRAs
We offer a variety of IRA plans to fit your needs including the Roth and Education IRA. Best of all, the dividends are tax-deferred.