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*APR is annual percentage rate. Rates effective as of 7/16/2010, include our automatic payment method and sign-up for eStatements. Rates can change at anytime without notice. Example: A used auto loan at 3.79% for 60 months would be $18.33 per $1000 borrowed or a second mortgage at 4.499% would be $13.91 per $1000 borrowed. A new auto loan at 3.59% for 60 months would be $18.24 per $1,000 borrowed. No refinances of ATCU loans. Terms are from 24 months to 60 months for auto loans (2002 or newer), for 72 months the rate is 5.79%; 48-180 for second mortages with the rate fixed for up to 84 months; the home equity line-of-credit rate may change with the prime rate. Interest accrues from date of loan. Please use our online application for all loans except for a home equity line-of-credit.
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2-year First Mortgage
| Rate |
Points |
APR* |
| 3.299 |
0 |
3.299 |
3-year First Mortgage
| Rate |
Points |
APR* |
| 3.399 |
0 |
3.399 |
4-year First Mortgage
| Rate |
Points |
APR* |
| 3.499 |
0 |
3.499 |
5-year First Mortgage
| Rate |
Points |
APR* |
| 4.399 |
0 |
4.399 |
6-year First Mortgage
| Rate |
Points |
APR* |
| 4.399 |
0 |
4.399 |
7-year First Mortgage
| Rate |
Points |
APR* |
| 4.399 |
0 |
4.399 |
Balloon programs are now available!!
*APR is annual percentage rate. Rates effective as of 3/8/10 and assumes electronic payment method and sign-up for eStatements. Rate subject to change without notice. Normal lending policies apply including 1-2 family, owner-occupied residence. 80% LTV or less. Call the credit union for current closing costs. Fees for loans over $100,000 are higher. Jumbo loans in excess of $417,000 may be available. Contact the credit union for program rates and fees. See credit union for any special promotions. Payment is $29.27 per thousand for 3 years, $18.60 per thousand borrowed for 5 years and $13.86 for 7 years; Property insurance required. Interest accrues from date of loan. Equal housing opportunity.
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APY is annual percentage yield. Rates effective as of 5/1/2010 and can change after the account is opened. Minimum balance to obtain APY: Savings rate depends on balance $500; $2500; $5000. ChoiceChecking $2000; Fun Money Club $25. SaversChoice $200; Fees could reduce earnings.
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*APY is annual percentage yield. Rates effective as of 4/1/2010. Minimum balance to obtain APY is $5000; for members 17 and younger $500. Early withdrawal penalties will be imposed. Fees may reduce earnings. Credit union reserves the right to limit deposit amount.
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